Safe, responsible lending...one client at a time! This thought has been my standard since entering the mortgage industry in 1997. Since that sunny November day, my team and I have been privileged to assist just over 2,000 individuals and families either realize their dream of owning a home, consolidate debt, move out of an adjustable rate into a fixed rate, or arrange financing so they could build their dream home.  That number is growing thanks to direct referrals from clients, colleagues, and peers.   If you have questions about how best to finance real